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What Unites T-Mobile, Verizon, and AT&T? An Unusual Fascination with Pennies

Posted on 10 July 2025

T-Mobile, Verizon, and AT&T share an unusual obsession that ends up frustrating their customers: a fixation on collecting small outstanding balances. This peculiar behavior can drive anyone up the wall, regardless of where you live or which carrier you are using. Given how vital our phones have become, frustrations peak when these telecom giants complicate basic billing processes.

For instance, many customers have found themselves in tricky situations when trying to pay minor amounts like 33 cents. The minimum payment for phone transactions is $5, while online payments start at $3. In-store payments also incur a $5 fee.

These absurdities aren’t just isolated incidents; they highlight a broader issue with how these companies handle small amounts owed. Strikingly, many users have observed that the expenses these carriers incur chasing down minor debts often exceed the value of the debt itself. Reports indicate that amounts under $20 typically do not reach collections or affect credit scores.

Still, the relentless notifications keep accounts open indefinitely, contributing to further frustration. Customers are beginning to fight back with humorous tactics; some suggest mailing in exact amounts in pennies while others generate a trivial credit by sending checks for a few cents. Yet, despite the creativity, the cycle of annoyance continues.

Many users share stories online of getting hounded for trivial sums that really shouldn’t matter. One would think that telecom companies could be more reasonable and simply forgive these small amounts. Unfortunately, the cycle of irritation persists, with customers constantly switching carriers or voicing their grievances online.

It remains to be seen if T-Mobile, Verizon, and AT&T will ever address this persistent issue.

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